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Travelex Travel Select Trip Cancellation & Interruption Travel Insurance

Travelex’s Travel Select has its strengths & quibbles:

(Coverage and Rates may differ by state
Note: the items in each row are not related to the other column.)
Why Buy It? Quibbles
Round bullet pointThe Travel Select has $50,000 Primary Emergency Medical & $500,000 Emergency Medical Evacuation / Repatriation. Round bullet point Car Rental Collision Coverage Not Available in all States nor for the following Destinations: Ireland, Mexico, Jamaica, Costa Rica
Round bullet point You have to get the Travel Select not more than 21 days after your initial trip deposit date to cover pre-existing medical conditions and Financial Default. You must insure 100% of your prepaid non-refundable trip costs. Round bullet point Coverage for you when a Family Member not traveling with you requires that any injury or sickness is considered life-threatening, as certified by a Physician or they require Your immediate care.
Round bullet point The lowest trip cost you can cover is $1. You have $1,000 Return Air if a $700 Trip Cost amount or less was selected at time of purchase. Round bullet point Travelex does not cover trips to, or cruises who port in the following OFAC destinations: Iran, Libya, North Korea, Syria. Cuba has special purchase requirements.
Round bullet point The maximum trip cost you can insure is $50,000 per person Round bullet point Not available for Puerto Rico residents
Round bullet point If You require admission to a Hospital, the Travel Insurance Administrator will arrange advance payment, if required. Hospital confinement must be certified as Medically Necessary by the onsite attending Physician.
Round bullet point Travel arrangements paid by Credit Card Reward Points that have an actual cash value are an insurable trip cost with the Select plan
Round bullet point You have a 15 day Free Look Period
Round bullet point Travel Select has a 60 day pre-existing medical conditions Lookback Period
Round bullet point Trip interruption is 150% of the covered trip cost
Round bullet point Cancel for Work Reasons is included
Round bullet point Travelex’s maximum trip length is 364 days
Travelex is 1 of the 6 companies we trust
If you already know you want the Travel Select plan, click here for Travel Select’s secure online order form. You may us toll free at 1-888-407-3854 to order over the telephone, too.
TravelexTravel Select covers you for $50,000 Primary Emergency Medical (you can get $100,000 total as an optional upgrade), $500,000 Emergency Medical Evacuation & 150% Trip Interruption. 15 day money back Smile of Satisfaction Guarantee. Available to anyone who has a Primary Residence in the United States. Travelex Select is family-friendly: Children under 18 (the age when you order the insurance) are covered at no additional cost of the base plan for a maximum trip cost of $10,000, when accompanied by a covered adult. The children must be a Family Member of the primary insured. Number of children is unlimited. Please list accompanying child when enrolling. Your children get a break on their travel costs, so why pay extra for their travel insurance, too? If a child’s trip cost exceeds $10,000 or any adult’s trip cost, the child will be charged the corresponding plan cost. Optional Upgrades are not included at no additional cost.
See all of Travel Select’s State-Specific Policy Documents
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Select State-Specific Policy Document
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858. Click here for the Travel Select secure online order form

Here’s what the Travel Select plan covers:

Plan Name Travel Select
Secure online order form link (you don’t pay extra fees using us) Go to the Travel Select secure online order form
Who can get this? Anyone who has a Primary Residence in the United States
Purchase Guarantee 15 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to 150% of the insured amount
Primary Emergency Medical (per person) – Travelex may advance payment to a medical facility if needed to secure Your admission (this doesn’t mean paying your bill). $50,000 with optional upgrade to $100,000 total
Emergency Dental Treatment for Accidental Injury (per person) $500 Sublimit of Medical
Emergency Medical Evacuation / Repatriation (per person) $500,000
Your deadline to waive the Pre-Existing Medical Condition exclusion Included if plan is purchased not more than 21 days after your Initial Trip Deposit Date
Pre-Existing Condition Lookback Period 60 Days
Baggage & Personal Effects (per person) $1000
Baggage Delay (per person) $200 after 12 hour delay
Trip Delay (per person) $750 ($250 per day) after a 5 hour delay
Missed Connection (per person) $750 after a 3 hour delay
24-hr Accidental Death & Dismemberment (per person) $25,000
24-hour Assistance Services Yes
3rd Party Travel Supplier Financial Default Included if plan is purchased within 21 days of Initial Trip Deposit. 14 day waiting period after effective date of insurance.
Terrorist Incident coverage in Itinerary City Yes
Insurance Underwriter Berkshire Hathaway Specialty Insurance Company (A++ Rated)
Optional Benefits (for extra costs that vary depending on age and residence):
Cancel For Any Reason 75% of non-refundable trip cost to $10,000 p/p maximum. Adds 65% to the price
Medical Upgrade
Except NH residents
Additional $50,000 Medical Expense and Additional $500,000 Emergency Evacuation
Car Rental Collision Coverage $35,000 ($100 Deductible) for $10 / day
Additional Flight Accident Insurance Yes: Flight Accident AD&D $200,000 for $20 per person (not available to NH residents)
Adventure Sports Coverage Provides coverage for many sports activities which would otherwise be excluded under this plan for $11 per person
Secure online order link (you don’t pay extra fees using us) Go to the Travel Select secure online order form
Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858. Click here for the Travel Select secure online order form

Here are the Travel Select prices for all other States

Take note of this important Travel Select Plan pricing information:
Per Person Trip Cost Ages 0-3435-5960-6970-7475-7980-8485+
The Travel Select Plan’s Rates are subject to Change

Click here for the Travel Select secure online order form

GENERAL EXCLUSIONS This plan does not cover any loss caused by or resulting from: intentionally self-inflicted Injury, suicide, or attempted suicide of the Insured, Family Member, Traveling Companion or Business Partner while sane or insane; Normal Pregnancy or Childbirth, other than Unforeseen Complications of Pregnancy, of the Insured, a Traveling Companion or a Family Member; participation in professional athletic events; motor sport, or motor racing, including training or practice for the same; mountain climbing that requires the use of equipment such as; pick-axes, anchors, bolts, crampons, carabineers, and lead or top-rope anchoring or other specialized equipment; operating or learning to operate any aircraft, as student, pilot, or crew; air travel on any air-supported device, other than a regularly scheduled airline or air charter; war (whether declared or not) or act of war, participation in a civil disorder, riot, insurrection or unrest; any unlawful acts committed by the Insured; Mental, Nervous or Psychological Disorder; if the Insured’s tickets do not contain specific travel dates (open tickets); being under the influence of drugs or narcotics, unless administered upon the advice of a Physician or intoxication above the legal limit; any Loss that occurs at a time when this coverage is not in effect; traveling solely or substantially for the purpose of securing medical treatment; any Trip taken outside the advice of a Physician; Pre-Existing Medical Conditions of an Insured, Traveling Companion, Business Partner or Family Member (within a 60 day period immediately preceding coverage effective date). The following exclusions also apply to the Medical Expense Benefit: routine physical examinations; mental health care; replacement of hearing aids, eye glasses, contact lenses, sunglasses; routine dental care; any service provided by the Insured, a Family Member, or Traveling Companion; alcohol or substance abuse or treatment for the same; Experimental or Investigative treatment or procedures; care or treatment which is not Medically Necessary, except for related reconstructive surgery resulting from trauma, infection or disease; coverage for Trips less than 100 miles from the Insured’s Primary Residence (also applies to the Emergency Evacuation Benefit). The following exclusions also apply to Accidental Death and Dismemberment: Benefits will not be provided for the following: loss caused by or resulting directly or indirectly from Sickness or disease of any kind; stroke or cerebrovascular accident or event; cardiovascular accident or event; myocardial infarction or heart attack; coronary thrombosis; aneurysm. Please refer to your policy for a complete list of plan exclusions and limitations. The purchase of this product is not required in order to purchase any other travel product or service. Your travel retailer might not be licensed to sell travel insurance and will only be able to provide general information about the product. An unlicensed travel retailer may not answer questions about the terms and conditions of the insurance offered AND may not evaluate the adequacy of your existing insurance coverage. The products being offered provide insurance coverage that only applies during your covered trip. You may have insurance coverage from other sources that provide similar benefits but may be subject to different restrictions depending upon the coverage. You may wish to compare the terms of the travel policy offered through Travelex with any existing life, health, home and automobile insurance policies you may have. If you have questions about your coverage under your existing insurance policies, contact your insurer or insurance agent or broker. The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. If you have questions about coverage available under our plans, please review the policy or contact us. Travelex Insurance Services Inc. 9140 West Dodge Road, Suite 300, Omaha, NE 68114. Toll Free 800.228.9792. Email: customersolutions@travelexinsurance.com. Any inquiry regarding claims may be directed to travelex.claims@bhspecialty.com, P.O. Box 31003 Charlotte, NC 28231-1003; 855.205.6054. Inquirers regarding new, existing or denied claims and any other claims questions may also be directed to this address. Consumers in California may also contact: California Department of Insurance Hotline 800.927.4357 or 213.897.8921. Travelex CA Agency License #0D10209. Consumers in Maryland may contact: Maryland Insurance Administration 800.492.6116 or 410.468.2340. Travel Insurance is underwritten by, Berkshire Hathaway Specialty Insurance Company (formerly known as Stonewall Insurance Company), 1314 Douglas Street, Suite 1400, Omaha, NE 68102; NAIC #22276 under Policy Form series (all states except as otherwise noted) PG-TA-IPL-USE. In KS, MN, MO, MT, OR, and VA Policy Form series PG-TA-IPL-NV. In CA Policy Form # PT-TA-IPL-CAEAH, CO Policy Form # PG-TA-IPL-COEAH and PG-TA-IPL-COEIM, IL Policy Form # PG-TA-IPL-ILE, IN Policy Form # PG-TA-IPL-INEAH and PG-TA-IPL-NVIM, MD Policy Form # PG-TA-IPL-MDE, NH Policy Form # PG-TA-IPL-NHE, NY Policy Form # PG-TA-IPL-NVIM and PG-TA-IPL-NVAH-NY, PA Policy Form # PG-TA-IPL-USIM and PG-TA-IPL-NVAH-PA, TX Policy Form # PG-TA-IPL-TXEAH and PG-TA-IPL-TXEIM, WA Policy Form # PG-TA-IPL-NVIM and PG-TA-IPL-WAEAH. 3ZG

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